1 month free. Live VASP database.
As a one-stop financial solution, Revolut Business transcends geographical and currency boundaries. With operations in over 40 countries, and combining various financial services into a user-friendly application, business financial management becomes seamless.
| Founded | 2017 |
| Headquarters | London, UK |
| Website | https://www.revolut.com/ |
| Target clients | Individuals, Businesses |
| Employees | 5,001-10,000 |
| Market cap | Large cap - $75 billion |
| Daily volume trading | $1.7 trillion |
| Revenue | $6 billion |
| Fiat supported | 40 currencies, including GBP, USD and EUR |
| Cryptocurrencies | 120+ including BTC, ETH and ADA |
| Pricing Plans | Free, Grow €19/month, Scale - €79/month, Enterprise - custom |
| Cryptocurrency Fees | 0.99% or 1.99% depending on your plan |
| Tokenization services | |
| Offers Bitcoin ETF | |
| Staking services | |
| Interest on savings | Issued |
| Crypto Custody | |
| Crypto Trading |
| Invoicing service | |
| Payments Services | |
| Cards | |
| API | |
| Insurance Coverage | |
| Interest on savings | 4.1% |
| Crypto licenses VASP | Cyprus, Singapore, Spain, United Kingdom |
| Banking licenses | Bank of Lithuania (EEA), Ireland, UK (full banking licence, March 2026), Mexico (January 2026), Colombia (banking incorporation licence) |
| Money Transmitter or E-Money Licences | UK, USA (40 states) |
In 2025, Revolut reported a record profit before tax of $2.3 billion (up 57% year-on-year) and group revenue of $6 billion (up 46%), with a profit-before-tax margin of 38%. Total customer balances surged 66% to $67.5 billion, and the retail customer base grew by 30% to 68.3 million. Business customers increased by 33% to 767,000. Business banking services now account for 16% of total group income, and the Revolut Business segment grew by over 140% year-on-year in expansion markets including Singapore, Australia, and the US.
One of the most significant developments in Revolut’s history occurred in March 2026. The Prudential Regulation Authority (PRA) lifted restrictions on Revolut’s banking licence and granted approval to launch Revolut Bank UK Ltd, following a successful mobilisation period. The launch covers Revolut’s existing 13 million UK customers, with deposit accounts now protected by the Financial Services Compensation Scheme (FSCS), and current accounts set to roll out gradually for new customers. This unlocks regulated lending and credit products in the UK for the first time, a market previously dominated by traditional high-street banks. The UK licence followed a restricted authorisation first granted by the PRA in July 2024, after Revolut had been in the application process since 2021.
In 2025, Revolut achieved major global expansion milestones, including its final banking authorisation in Mexico, a banking incorporation licence in Colombia, and an upcoming launch in India. In March 2026, Revolut filed for a US national bank charter, which, if granted, would allow it to operate across all 50 US states under a single regulatory framework and offer personal loans and credit cards. This marks a significant pivot from the 2023 withdrawal from US crypto services as Revolut is now actively pursuing full regulated banking status in the world’s largest financial market.
In November 2025, Revolut completed a secondary share sale valuing the company at $75 billion, led by Coatue, Greenoaks, Dragoneer, and Fidelity, with participation from Andreessen Horowitz, NVentures (NVIDIA’s venture arm), Franklin Templeton, and T. Rowe Price. This represented a significant step up from the $45 billion valuation reached in August 2024, making Revolut one of Europe’s most valuable private technology companies. Revolut targets $9 billion in revenue and $3.5 billion in profit for 2026, with a US IPO described as a possibility in two to three years but not currently a priority.
In 2025, Revolut expanded its investment suite with zero-commission ETF investment plans rolled out across the EEA and Switzerland, and launched CFD trading in 29 countries. RevPoints, its loyalty rewards programme, was adopted by 17 million users across 36 markets, up from 6.6 million at year-end 2024. Paid plan adoption increased by 42% year-on-year. Revolut’s AI assistant chatbot now resolves over 75% of customer queries, slashing resolution times by up to 80%. The lending portfolio grew 120% to £2.2 billion in 2025, becoming an increasingly important revenue driver.
Revolut recently announced a global £10 billion ($13 billion) investment over five years, including the creation of 1,000 high-skilled roles at its new London Global HQ and significant capital to accelerate operations in the US and Western Europe. The company is targeting 100 million customers by mid-2027 and entry into 30 new markets by 2030.
Revolut Business offers tiered pricing plans catering to diverse business needs. Plans range from Free to Custom, with varying limits on fee-free local and international payments and foreign exchange allowances.
For freelancers, plans from Free to Ultimate, offer a range of fee-free local and international payments and foreign exchange allowances.
Revolut Business updated its plan pricing in June 2025, with the new fees taking effect from June 17, 2025 for existing subscribers. Businesses that onboarded after May 20, 2025 were already subject to the updated pricing at signup. The review’s listed prices (Free, Grow €19/month, Scale €79/month, Enterprise custom) reflect the pre-2025 structure and should be verified against Revolut’s current Business fees pages for the most accurate current rates, as these vary by region.
Revolut Business is a remarkable entity within the fintech ecosystem, striving to redefine traditional banking by offering a centralized platform for diverse financial needs. Here is an overview of Revolut Business and its positioning within the fintech ecosystem:
Although not a bank in every jurisdiction, Revolut Business ensures the safety of funds through stringent safeguarding measures, holding funds in ring-fenced accounts with reputable global banks or investing in low-risk assets.
Revolut offers various security features to protect user funds and transactions, such as the following:
In July 2023, according to the Financial Times, Revolut sustained a $20 million loss at the hands of organized crime groups, attributed to a vulnerability in its payment system that persisted from the end of 2021 to the beginning of 2022.
Security Protocols
Revolut Business employs a multi-faceted security infrastructure to ensure the utmost safety of its users’ funds and data. The security protocols are designed to mitigate risks associated with unauthorized access, fraud, and data breaches. Key security features include:
Revolut Business has carved a niche by amalgamating traditional financial management tools with modern digital assets management, creating a comprehensive treasury management platform for today s businesses. Although Revolut ceased crypto services in the US in 2023 due to regulatory changes, the services remain widely available in other parts of the world where it is present.
Accepted cryptocurrency firms
Similar to the Revolut app for retail clients, the user-centric design approach adopted by Revolut Business plays a pivotal role in facilitating ease of use and enhancing user satisfaction. Revolut Business boasts a sleek and intuitive user interface catering to novice and seasoned business personnel. Some noteworthy features include:
Customer Support Channels
Revolut Business offers a variety of customer support channels to address concerns and queries. The customer support infrastructure includes:
As of 2021, Revolut allows Bitcoin withdrawals, granting personal accounts in the UK the ability to transfer BTC to their wallets.
Initially, this feature was exclusive to Revolut Metal customers in the UK, enabling them to add three external addresses and withdraw up to £500 daily and £1,000 monthly, with the added security of two-factor authentication.
Nik Storonsky, Revolut’s Founder and CEO, highlighted that this highly anticipated feature marked the beginning of numerous forthcoming crypto functionalities to offer one of the most robust crypto products in the market. Although there is no mention for business clients, crypto withdrawals remain a big ask from the crypto community.
If your business has access to cryptocurrencies, you can buy/sell Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Polygon (MATIC), Polkadot (DOT), Cardano (ADA) and Ripple (XRP).
Yes! Crypto cashback is credited promptly after your crypto card transaction. However, a card transaction might sometimes linger in a ‘pending’ status before finalization (this duration could extend to a few days). Similarly, your crypto cashback will stay in a ‘pending’ state until the principal transaction is finalized. The cashback will be accorded in the cryptocurrency utilized for the transaction. Notably, the crypto cashback for card payments feature is available for a restricted period.
More comprehensively than before. In March 2026, Revolut launched Revolut Bank UK Ltd after receiving full banking authorisation from the Prudential Regulation Authority (PRA), enabling it to offer regulated banking services to its 13 million UK customers, with FSCS deposit protection up to £85,000. Revolut also holds full banking authorisations in Mexico (launched January 2026) and Colombia, in addition to its banking licence through Lithuania covering the European Economic Area.
Visit Revolut Business
Revolut Business has undergone a transformation that makes its 2022-era review almost unrecognisable. What was once a fintech challenger with £850 million in revenue is now a group generating $6 billion in annual revenue with 767,000 business customers, a 38% profit margin, and $67.5 billion in total customer balances.
The regulatory milestones of 2025 and early 2026 are the backbone of this shift. The full UK banking launch in March 2026 unlocks credit, mortgages, and full deposit protection for 13 million UK customers; services Revolut was never able to offer before. The US national bank charter filing, banking launches in Mexico and Colombia, and a $75 billion valuation backed by world-class investors including Andreessen Horowitz and NVIDIA cement Revolut’s standing as a genuine global banking institution rather than a neobank challenger.
For businesses, the practical implications are significant. Revolut Business is no longer simply a tool for expense management and multi-currency accounts. With business banking services accounting for 16% of total group income and the business segment growing over 140% in expansion markets, the product suite has deepened considerably with lending, zero-commission ETFs, CFD trading, and an AI assistant resolving three-quarters of support queries.
The known friction points remain: fees for crypto-focused businesses are higher than specialist crypto banks, private key control is absent, and customer support quality still divides opinion at scale. But for most modern businesses needing a fast, internationally capable financial platform, Revolut Business in 2026 is a materially stronger product than the one reviewed here two years ago.
Visit Revolut BusinessSubscribe to our newsletter, you are in very good company