Buy a licensed company 
VASPs live data and insights 
Learn about crypto safety 
Read the latest research 
1 month free. Live VASP database.
Revolut Business Review 2026
As a one-stop financial solution, Revolut Business transcends geographical and currency boundaries. With operations in over 40 countries, and combining various financial services into a user-friendly application, business financial management becomes seamless.
Coincub Score
/5
Open Account
Account opening is minimalistic and straightforward, although KYC may cause slight delay.
/5
Interface
Intuitively designed with a clean layout and a responsive mobile first design.
/5
Customer support
Live chat and email; the response time and resolution of issues could be improved.
/5
Security
Robust security measures including 2FA, biometric access, and high-grade encryption to protect user data and funds.
/5
Fees
Competitive fee structure with moderate charges for various transactions, higher for crypto companies.
/5
Withdrawal
Multi-currency accounts, expense management, and seamless integrations with accounting software.Revolut Business info
EXCHANGE INFO
| Founded | 2017 |
| Headquarters | London, UK |
| Website | https://www.revolut.com/ |
| Target clients | Individuals, Businesses |
| Employees | 5,001-10,000 |
Financials
| Market cap | Large cap - $75 billion |
| Daily volume trading | $1.7 trillion |
| Revenue | $6 billion |
Currencies
| Fiat supported | 40 currencies, including GBP, USD and EUR |
| Cryptocurrencies | 120+ including BTC, ETH and ADA |
FEES AND TRADING
| Pricing Plans | Free, Grow €19/month, Scale - €79/month, Enterprise - custom |
| Cryptocurrency Fees | 0.99% or 1.99% depending on your plan |
Crypto services
| Tokenization services | |
| Offers Bitcoin ETF | |
| Staking services | |
| Interest on savings | Issued |
| Crypto Custody | |
| Crypto Trading |
Business services
| Invoicing service | |
| Payments Services | |
| Cards | |
| API | |
| Insurance Coverage | |
| Interest on savings | 4.1% |
REGISTRATIONS
| Crypto licenses VASP | Cyprus, Singapore, Spain, United Kingdom |
| Banking licenses | Bank of Lithuania (EEA), Ireland, UK (full banking licence, March 2026), Mexico (January 2026), Colombia (banking incorporation licence) |
| Money Transmitter or E-Money Licences | UK, USA (40 states) |
Explore Revolut Business
Key Features
2025-2026 Major Developments for Revolut Business
Record Financial Performance
In 2025, Revolut reported a record profit before tax of $2.3 billion (up 57% year-on-year) and group revenue of $6 billion (up 46%), with a profit-before-tax margin of 38%. Total customer balances surged 66% to $67.5 billion, and the retail customer base grew by 30% to 68.3 million. Business customers increased by 33% to 767,000. Business banking services now account for 16% of total group income, and the Revolut Business segment grew by over 140% year-on-year in expansion markets including Singapore, Australia, and the US.
UK Full Banking Licence
One of the most significant developments in Revolut’s history occurred in March 2026. The Prudential Regulation Authority (PRA) lifted restrictions on Revolut’s banking licence and granted approval to launch Revolut Bank UK Ltd, following a successful mobilisation period. The launch covers Revolut’s existing 13 million UK customers, with deposit accounts now protected by the Financial Services Compensation Scheme (FSCS), and current accounts set to roll out gradually for new customers. This unlocks regulated lending and credit products in the UK for the first time, a market previously dominated by traditional high-street banks. The UK licence followed a restricted authorisation first granted by the PRA in July 2024, after Revolut had been in the application process since 2021.
Global Expansion and US Bank Charter
In 2025, Revolut achieved major global expansion milestones, including its final banking authorisation in Mexico, a banking incorporation licence in Colombia, and an upcoming launch in India. In March 2026, Revolut filed for a US national bank charter, which, if granted, would allow it to operate across all 50 US states under a single regulatory framework and offer personal loans and credit cards. This marks a significant pivot from the 2023 withdrawal from US crypto services as Revolut is now actively pursuing full regulated banking status in the world’s largest financial market.
$75 Billion Valuation
In November 2025, Revolut completed a secondary share sale valuing the company at $75 billion, led by Coatue, Greenoaks, Dragoneer, and Fidelity, with participation from Andreessen Horowitz, NVentures (NVIDIA’s venture arm), Franklin Templeton, and T. Rowe Price. This represented a significant step up from the $45 billion valuation reached in August 2024, making Revolut one of Europe’s most valuable private technology companies. Revolut targets $9 billion in revenue and $3.5 billion in profit for 2026, with a US IPO described as a possibility in two to three years but not currently a priority.
Product Innovations
In 2025, Revolut expanded its investment suite with zero-commission ETF investment plans rolled out across the EEA and Switzerland, and launched CFD trading in 29 countries. RevPoints, its loyalty rewards programme, was adopted by 17 million users across 36 markets, up from 6.6 million at year-end 2024. Paid plan adoption increased by 42% year-on-year. Revolut’s AI assistant chatbot now resolves over 75% of customer queries, slashing resolution times by up to 80%. The lending portfolio grew 120% to £2.2 billion in 2025, becoming an increasingly important revenue driver.
Strategic Investment Commitment
Revolut recently announced a global £10 billion ($13 billion) investment over five years, including the creation of 1,000 high-skilled roles at its new London Global HQ and significant capital to accelerate operations in the US and Western Europe. The company is targeting 100 million customers by mid-2027 and entry into 30 new markets by 2030.
Pricing Plans
Revolut Business offers tiered pricing plans catering to diverse business needs. Plans range from Free to Custom, with varying limits on fee-free local and international payments and foreign exchange allowances.
For freelancers, plans from Free to Ultimate, offer a range of fee-free local and international payments and foreign exchange allowances.
Revolut Business updated its plan pricing in June 2025, with the new fees taking effect from June 17, 2025 for existing subscribers. Businesses that onboarded after May 20, 2025 were already subject to the updated pricing at signup. The review’s listed prices (Free, Grow €19/month, Scale €79/month, Enterprise custom) reflect the pre-2025 structure and should be verified against Revolut’s current Business fees pages for the most accurate current rates, as these vary by region.
How does Revolut Business compare?
Revolut Business is a remarkable entity within the fintech ecosystem, striving to redefine traditional banking by offering a centralized platform for diverse financial needs. Here is an overview of Revolut Business and its positioning within the fintech ecosystem:
- Traditional Banks: Revolut Business trumps traditional banks with its rapid account setup, lower fees, superior user experience, and expansive multi-currency and virtual card offerings.
- Neobanks (e.g., Monzo, Starling, Cashplus): Revolut’s international orientation, competitive fee structure, and extensive feature set position it favorably against neobanks, which often have a UK-centric approach and limited international business features.
- Electronic Money Institutions (e.g., Wise, Anna, Tide): Revolut Business outperforms with a dedicated business app, lower currency conversion fees, and a broader range of functionalities.
- Crypto Banks (e.g., Bank Frick, Wirex, Solaris Bank): Revolut Business puts a premium on pricing for crypto businesses compared to native crypto banks. Additionally, users do not own the private keys to their crypto holdings. It has been facing heightened regulatory examination, which may influence its services and offerings (e.g., withdrawal from the US).
Top 5 things we love, 5 annoying things about Revolut Business
5 things we love about Revolut Business
- Intuitive interface and responsive customer support.
- Convenient currency exchange features.
- Create and manage physical and virtual cards.
- Instant transfers between Revolut accounts.
- Integration with accounting platforms like Xero.
5 annoying things about Revolut Business
- High costs for crypto businesses and low crypto features.
- Can be complex for traditional banking clients.
- Some regions Lack credit and loan services.
- The rewards system may not apply to all types of users.
- Users reported hard to reconcile expenses across accounts.
Is Revolut Business safe?
Although not a bank in every jurisdiction, Revolut Business ensures the safety of funds through stringent safeguarding measures, holding funds in ring-fenced accounts with reputable global banks or investing in low-risk assets.
Revolut offers various security features to protect user funds and transactions, such as the following:
- FDIC insurance – Your funds are covered up to the value of $250,000 with FDIC insurance
- FSCS protection (UK) – Following Revolut’s full UK banking licence launch in March 2026, eligible deposits held with Revolut Bank UK Ltd are now protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person per institution. This is a significant upgrade from the previous safeguarding model under Revolut Ltd’s e-money institution status.
- Anti-fraud measures – Revolut will flag suspicious activity, and ask for verification to keep your account safe, and its Revolut business cards are 3D secure
- Team permissions – Manage admin rights with team permissions so you can control exactly who has access to your account
In July 2023, according to the Financial Times, Revolut sustained a $20 million loss at the hands of organized crime groups, attributed to a vulnerability in its payment system that persisted from the end of 2021 to the beginning of 2022.
Security Protocols
Revolut Business employs a multi-faceted security infrastructure to ensure the utmost safety of its users’ funds and data. The security protocols are designed to mitigate risks associated with unauthorized access, fraud, and data breaches. Key security features include:
- Two-Factor Authentication (2FA): Enhancing account security by requiring a secondary verification step during login.
- Biometric Access: Employing fingerprint and facial recognition for added security.
- Real-Time Alerts: Instant notifications for account activity, aiding in the early detection of unauthorized access.
- Data Encryption: Utilising high-grade encryption to safeguard user data during transmission and storage.
The robustness of these security protocols reflects a high degree of dedication towards securing user data and funds. Revolut’s ongoing investments in security infrastructure indicate a strong commitment to maintaining a safe environment for its business clientele.
Revolut Business Services for Crypto Companies
Revolut Business has carved a niche by amalgamating traditional financial management tools with modern digital assets management, creating a comprehensive treasury management platform for today s businesses. Although Revolut ceased crypto services in the US in 2023 due to regulatory changes, the services remain widely available in other parts of the world where it is present.
Accepted cryptocurrency firms
- Companies that use blockchain technology: Companies that employ blockchain technology in their operations, leveraging its features for enhanced security, transparency, or other operational benefits.
- Companies that accept/pay with cryptocurrency: Entities that accept cryptocurrency as a form of payment or utilize it for transactions within their business ecosystem.
User Experience and Customer Support
Similar to the Revolut app for retail clients, the user-centric design approach adopted by Revolut Business plays a pivotal role in facilitating ease of use and enhancing user satisfaction. Revolut Business boasts a sleek and intuitive user interface catering to novice and seasoned business personnel. Some noteworthy features include:
- Ease of Navigation: The platform is designed with simplicity, making it easy for users to navigate various features and services.
- Responsive Design: Ensures a consistent user experience across various devices, including mobiles, tablets, and desktops.
- Informative Dashboard: Provides a comprehensive overview of account activity, financial insights, and transaction histories, aiding in efficient financial management.
Customer Support Channels
Revolut Business offers a variety of customer support channels to address concerns and queries. The customer support infrastructure includes:
- Live Chat Support: Provides immediate assistance and is available within the app for quick resolutions to user queries.
- Email Support: An alternative for less urgent inquiries or detailed assistance.
Help Center: A comprehensive repository of articles, guides, and FAQs to assist users in troubleshooting common issues. - Community Forum: A platform for users to interact, share experiences, and find solutions to common problems.
FAQs
“Wen Bitcoin Withdrawals?”
As of 2021, Revolut allows Bitcoin withdrawals, granting personal accounts in the UK the ability to transfer BTC to their wallets.
Initially, this feature was exclusive to Revolut Metal customers in the UK, enabling them to add three external addresses and withdraw up to £500 daily and £1,000 monthly, with the added security of two-factor authentication.
Nik Storonsky, Revolut’s Founder and CEO, highlighted that this highly anticipated feature marked the beginning of numerous forthcoming crypto functionalities to offer one of the most robust crypto products in the market. Although there is no mention for business clients, crypto withdrawals remain a big ask from the crypto community.
Which cryptocurrencies are supported on Revolut Business?
If your business has access to cryptocurrencies, you can buy/sell Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Polygon (MATIC), Polkadot (DOT), Cardano (ADA) and Ripple (XRP).
Is there crypto cashback for business card expenditures?
Yes! Crypto cashback is credited promptly after your crypto card transaction. However, a card transaction might sometimes linger in a ‘pending’ status before finalization (this duration could extend to a few days). Similarly, your crypto cashback will stay in a ‘pending’ state until the principal transaction is finalized. The cashback will be accorded in the cryptocurrency utilized for the transaction. Notably, the crypto cashback for card payments feature is available for a restricted period.
Is Revolut Business a bank?
More comprehensively than before. In March 2026, Revolut launched Revolut Bank UK Ltd after receiving full banking authorisation from the Prudential Regulation Authority (PRA), enabling it to offer regulated banking services to its 13 million UK customers, with FSCS deposit protection up to £85,000. Revolut also holds full banking authorisations in Mexico (launched January 2026) and Colombia, in addition to its banking licence through Lithuania covering the European Economic Area.
Visit Revolut BusinessConclusion
Revolut Business has undergone a transformation that makes its 2022-era review almost unrecognisable. What was once a fintech challenger with £850 million in revenue is now a group generating $6 billion in annual revenue with 767,000 business customers, a 38% profit margin, and $67.5 billion in total customer balances.
The regulatory milestones of 2025 and early 2026 are the backbone of this shift. The full UK banking launch in March 2026 unlocks credit, mortgages, and full deposit protection for 13 million UK customers; services Revolut was never able to offer before. The US national bank charter filing, banking launches in Mexico and Colombia, and a $75 billion valuation backed by world-class investors including Andreessen Horowitz and NVIDIA cement Revolut’s standing as a genuine global banking institution rather than a neobank challenger.
For businesses, the practical implications are significant. Revolut Business is no longer simply a tool for expense management and multi-currency accounts. With business banking services accounting for 16% of total group income and the business segment growing over 140% in expansion markets, the product suite has deepened considerably with lending, zero-commission ETFs, CFD trading, and an AI assistant resolving three-quarters of support queries.
The known friction points remain: fees for crypto-focused businesses are higher than specialist crypto banks, private key control is absent, and customer support quality still divides opinion at scale. But for most modern businesses needing a fast, internationally capable financial platform, Revolut Business in 2026 is a materially stronger product than the one reviewed here two years ago.
Visit Revolut BusinessCoincub verdict: Open account
Crypto insights delivered straight to your inbox
Subscribe to our newsletter, you are in very good company
