Polish Small Payment Institution (SPI/MIP) for Sale — KNF Registered, Clean & With Bank Account

A fully compliant, fast‑track regulated entity for payment service providers ready to launch in Poland. No liabilities. Reports submitted. Banking in place.

Registered with the KNF in 2023, no operating history, no liabilities, all filings submitted, and an ING Bank account already in place. Built for buyers who want speed, compliance clarity, and zero remediation risk.

License/Authorization Activities 

Payments, Transfers, Cards, Acquiring, Money Remittance, FX (ancillary), Credit (linked to payments).

All possible activities

-Cash deposits/withdrawals to/from a payment account (account servicing)
-Payment transactions, incl. transfer of funds to payment accounts:
-Direct debits (incl. one-off direct debits)
-Card payments (or similar payment instruments)
-Credit transfers (incl. standing orders)
-Payment transactions funded by credit (credit-related payment transactions)
-Issuing payment instruments (e.g., cards)
-Acquiring: enabling merchants to accept payment instruments and processing card-initiated transactions (authorization, routing/payment orders; excluding settlement within a payment system)
-Money remittance services

• Registered mid 2025
• No past activities, no liabilities
• All reports submitted
• ING Bank account

What is being sold?
A registered Polish Small Payment Institution with KNF supervision, clean operational history, submitted filings, and active banking.

Why is this priced at €70,000?
The price reflects the regulatory standing, compliance groundwork, and active banking infrastructure already in place, saving significant time and setup costs compared to a new application.

Is there any operating history or liability?
No. The entity has no past activities and no stated liabilities.

Who is the banking provider?
ING Bank Poland.

What are the next steps after enquiry?
We provide  the full diligence pack, including incorporation documents, KNF registration certificate, bank confirmation, and compliance history, upon receiving a signed NDA.