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Home breadcrumb separator Marketplace breadcrumb separator Polish Crypto & Payment Companies for Sale breadcrumb separator Poland KNF Payment Institution (MIP) with Live Acquiring
A.I. Overview

Polish Small Payment Institution (MIP) registered with the KNF in 2025 that has already processed payment transactions. It comes with BNP Paribas banking, an Axepta acquiring solution, a prepared safeguarding setup and an AML/KYC framework. Offered at €85,000.

Poland flag Poland

Poland KNF Payment Institution (MIP) with Live Acquiring

Featured

Category: Payments

KNF MIP Acquiring
Publish date: 21 October 2026 Last update: 02 November 2026

€85,000

Reserve Now

KNF registration

Jurisdiction Poland (EU)
Regulator Polish Financial Supervision Authority (KNF)
Licence Small Payment Institution (MIP)
Registered 2025
Banking BNP Paribas; acquiring with Axepta

Operating Polish Small Payment Institution for Sale

An opportunity to acquire a Small Payment Institution (MIP / SPI) registered with the Polish Financial Supervision Authority (KNF) in 2025. Unlike most shelf licences, this company has already started operations and processed payment transactions, with banking, acquiring and compliance in place.

Key Highlights

  • Active MIP registration with the KNF, obtained in 2025
  • Company has commenced operations and processed payment transactions
  • Existing banking relationship with BNP Paribas
  • Acquiring solution with Axepta
  • Safeguarding solution for client funds prepared
  • Full regulatory and compliance framework, including AML/KYC procedures
  • Regulatory reporting largely up to date, with remaining items being finalised
  • Any outstanding founder loans settled before closing, so no related liabilities pass to the buyer

Authorised Payment Services

  • Cash deposits and withdrawals, and payment account servicing
  • Credit transfers, including standing orders
  • Payment acquiring, merchant acceptance and transaction processing

Who Is This For?

  • Fintechs and payment companies that want a fast, low-cost entry into EU payments
  • Merchant acquiring and PSP businesses targeting Poland

Acquisition

Asking price: €85,000 for 100% of the shares.

Request Due Diligence Documents →

Next Steps

  1. Share your planned payment activities and volumes
  2. Sign the NDA and complete buyer KYC (UBO passport and proof of funds)
  3. Review the DD pack and speak with the seller
  4. Agree terms and sign the SPA
  5. Change of ownership with the corporate and KNF registers

Frequently Asked Questions

What is a Polish MIP?

A Mała Instytucja Płatnicza (Small Payment Institution) is a KNF-registered payment institution that can provide payment services in Poland within monthly volume limits.

Has the company operated?

Yes. It has commenced operations and processed payment transactions.

Does it have a bank account?

Yes, with BNP Paribas, plus an acquiring solution with Axepta. Continuation after the change of ownership is subject to the bank’s compliance review.

Asset # 14692

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Reserve This Company

Sign a short NDA and get the company name, registry number and due-diligence checklist. We reply within 1 business hour.

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Short NDA, signed in one click

  • Keep the company details private and use them only to evaluate this purchase.
  • Contact the seller only through this marketplace for 24 months.
  • Mutual: your identity is shared with the seller only with your OK.
  • No documents, deposit or fee at this step.
Read the full NDA (1 page)

Mutual Non-Disclosure and Non-Circumvention Agreement

This NDA is signed electronically when the Recipient ticks the NDA box and submits the form. It is effective from that moment.

1. Definitions. “Business” means the company advertised for sale on the listing page where this form is submitted. “Seller” means the owner of the Business. “Recipient”, “You” or “Buyer” means the person or company named in the form who is interested in acquiring the Business. “Marketplace” means the website and its operator through which the Business is offered, and its transaction partners. “Personnel” means a party’s employees, officers, agents, advisers and contractors.

2. Purpose. You wish to evaluate the Business and discuss its possible acquisition (the “Purpose”). The Seller, directly or through the Marketplace, will disclose Confidential Information to You for the Purpose only.

3. Confidential Information. Any non-public information provided for the Purpose, including the company name, registration and licence details, owners, finances, documents and deal terms. It excludes information You already knew, that is or becomes public other than through a breach of this Agreement, or that You receive lawfully from a third party.

4. Your obligations. You will keep Confidential Information confidential, use it only for the Purpose, and share it only with Personnel and advisers who need it for the Purpose and are bound by equivalent confidentiality. You are responsible for their compliance. If You become aware of a breach, You will notify the Marketplace promptly and take reasonable steps to stop it.

5. Non-circumvention. For 24 months from signing, You will not, directly or indirectly, contact, negotiate with or acquire from the Seller, its owners, directors or service providers the Business or any other company introduced to You through the Marketplace, except through the Marketplace or with its written consent.

6. Mutual confidentiality. The Marketplace will keep Your identity and the information You provide confidential, and will share it with the Seller only with Your consent, or where required by law, a regulator or anti-money-laundering rules.

7. Permitted disclosure. You may disclose Confidential Information where required by law, a court, a regulator or the rules of a securities exchange, after notifying the Marketplace where lawful.

8. Return or destruction. On request, You will promptly return or destroy all material containing Confidential Information, except copies You must keep by law.

9. No obligation, no fee. This Agreement does not oblige either party to complete a transaction and creates no fee, deposit or other payment obligation.

10. Remedies. A breach may cause harm for which damages are not an adequate remedy; the injured party may seek injunctive relief in addition to other remedies.

11. Term. This Agreement lasts 24 months from signing. Obligations meant to survive, including clause 5, continue for their stated period.

12. General. This Agreement is governed by the laws of Ireland, and the Irish courts have non-exclusive jurisdiction. It is the entire agreement on its subject matter. You may not assign it without written consent.

Record kept: name, company, email, phone, date and time (UTC), IP address and listing ID.


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What happens next

  1. Now: sign the short NDA.
  2. Within 1 hour: company name, registry link, DD checklist.
  3. Call: 15 minutes to confirm fit and timeline.
  4. Before LOI: ID and proof of funds.
  5. Closing: SPA and transfer, typically 2–4 weeks.

Transactions handled by our legal partners

Coincub Marketplace finds and verifies the company. Our legal partner firms, or the seller's own lawyers, handle the legal work, due diligence and share transfer.

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