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Home breadcrumb separator Marketplace breadcrumb separator Polish Crypto & Payment Companies for Sale breadcrumb separator Poland MIP (SPI) Licence for Sale, KNF Registered
A.I. Overview

Acquire a Polish Small Payment Institution (MIP/SPI) regulated by the Polish Financial Supervision Authority (KNF). The company is newly approved, has no operating history, and offers a broad scope of regulated payment services.

This ready-made structure provides a faster route into the Polish payments market than establishing and licensing a new entity.

Poland flag Poland

Poland MIP (SPI) Licence for Sale, KNF Registered

Sold

Category: Payments

Poland MIP Payments
Publish date: 15 July 2026 Last update: 19 October 2026

€65,000

Sold
Jurisdiction Poland
Regulator Komisja Nadzoru Finansowego (KNF)
Company Incorporation 2025
Licence Issued June 2026

This Polish company holds a Small Payment Institution (MIP/SPI) licence regulated by the Komisja Nadzoru Finansowego (KNF).

The company has never traded and maintains a clean regulatory and corporate record, making it a suitable acquisition for businesses looking to enter the Polish payments sector with an existing licensed entity.

Why consider this company?

Launching a regulated payment business can take time.

This company provides a licensed structure that is already established and ready for transfer.

Key highlights include:

  • Licensed by the KNF
  • Dormant company
  • No operating history
  • No outstanding liabilities
  • Clean corporate and compliance record
  • License granted in June 2026
  • Suitable for payment and fintech businesses

Authorized payment services

The MIP (SPI) license covers a broad range of payment activities, including:

  • Cash deposits and withdrawals from payment accounts
  • Payment account servicing
  • Direct debits, including one-off direct debits
  • Card payments and similar payment instruments
  • Credit transfers and standing orders
  • Payment transactions funded by credit
  • Issuing payment instruments, including payment cards
  • Merchant acquiring and payment acceptance services
  • Money remittance services

Businesses must continue to comply with all applicable KNF requirements and any operational limitations that apply to Small Payment Institutions.

About the KNF and the MIP (SPI) regime

The Komisja Nadzoru Finansowego (KNF) is Poland’s financial regulator responsible for supervising payment institutions, banks and other financial entities.

The Small Payment Institution (Mała Instytucja Płatnicza, MIP) regime is designed for payment service providers operating within the Polish regulatory framework, offering an accessible route into the payments market while remaining subject to statutory limits and ongoing regulatory compliance.

 

FAQ

1. What is a Poland MIP (SPI)?

A MIP (Mała Instytucja Płatnicza), also known as a Small Payment Institution (SPI), is a regulated payment institution authorised by the KNF to provide specified payment services in Poland.

2. Has this company ever operated?

No. The company is dormant and has no operating history.

3. What services can the licence cover?

The licence covers payment account servicing, transfers, direct debits, card payments, payment instrument issuance, merchant acquiring and money remittance services.

4. Does the company have any regulatory issues?

According to the seller, the company has no outstanding liabilities or regulatory issues.

5. Why buy an existing MIP (SPI)?

Buying an existing licensed company can reduce the time required to enter the regulated payments market compared with applying for a new licence, subject to regulatory approvals where applicable.

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Contact Us

Sign a short NDA and get the company name, registry number and due-diligence checklist. We reply within 1 business hour.

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Short NDA, signed in one click

  • Keep the company details private and use them only to evaluate this purchase.
  • Contact the seller only through this marketplace for 24 months.
  • Mutual: your identity is shared with the seller only with your OK.
  • No documents, deposit or fee at this step.
Read the full NDA (1 page)

Mutual Non-Disclosure and Non-Circumvention Agreement

This NDA is signed electronically when the Recipient ticks the NDA box and submits the form. It is effective from that moment.

1. Definitions. “Business” means the company advertised for sale on the listing page where this form is submitted. “Seller” means the owner of the Business. “Recipient”, “You” or “Buyer” means the person or company named in the form who is interested in acquiring the Business. “Marketplace” means the website and its operator through which the Business is offered, and its transaction partners. “Personnel” means a party’s employees, officers, agents, advisers and contractors.

2. Purpose. You wish to evaluate the Business and discuss its possible acquisition (the “Purpose”). The Seller, directly or through the Marketplace, will disclose Confidential Information to You for the Purpose only.

3. Confidential Information. Any non-public information provided for the Purpose, including the company name, registration and licence details, owners, finances, documents and deal terms. It excludes information You already knew, that is or becomes public other than through a breach of this Agreement, or that You receive lawfully from a third party.

4. Your obligations. You will keep Confidential Information confidential, use it only for the Purpose, and share it only with Personnel and advisers who need it for the Purpose and are bound by equivalent confidentiality. You are responsible for their compliance. If You become aware of a breach, You will notify the Marketplace promptly and take reasonable steps to stop it.

5. Non-circumvention. For 24 months from signing, You will not, directly or indirectly, contact, negotiate with or acquire from the Seller, its owners, directors or service providers the Business or any other company introduced to You through the Marketplace, except through the Marketplace or with its written consent.

6. Mutual confidentiality. The Marketplace will keep Your identity and the information You provide confidential, and will share it with the Seller only with Your consent, or where required by law, a regulator or anti-money-laundering rules.

7. Permitted disclosure. You may disclose Confidential Information where required by law, a court, a regulator or the rules of a securities exchange, after notifying the Marketplace where lawful.

8. Return or destruction. On request, You will promptly return or destroy all material containing Confidential Information, except copies You must keep by law.

9. No obligation, no fee. This Agreement does not oblige either party to complete a transaction and creates no fee, deposit or other payment obligation.

10. Remedies. A breach may cause harm for which damages are not an adequate remedy; the injured party may seek injunctive relief in addition to other remedies.

11. Term. This Agreement lasts 24 months from signing. Obligations meant to survive, including clause 5, continue for their stated period.

12. General. This Agreement is governed by the laws of Ireland, and the Irish courts have non-exclusive jurisdiction. It is the entire agreement on its subject matter. You may not assign it without written consent.

Record kept: name, company, email, phone, date and time (UTC), IP address and listing ID.


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What happens next

  1. Now: sign the short NDA.
  2. Within 1 hour: company name, registry link, DD checklist.
  3. Call: 15 minutes to confirm fit and timeline.
  4. Before LOI: ID and proof of funds.
  5. Closing: SPA and transfer, typically 2–4 weeks.

Transactions handled by our legal partners

Coincub Marketplace finds and verifies the company. Our legal partner firms, or the seller's own lawyers, handle the legal work, due diligence and share transfer.

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